California Paid Leave Calculator: California PFL and SDI Benefits (2026)

Blasko Sarcevic
Published
What State Disability Insurance (SDI) and Paid Family Leave (PFL) pays per week in 2026, for how long, who qualifies, and whether your job is protected, with the calculator preset to California.
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State Disability Insurance (SDI) and Paid Family Leave (PFL): paid family leave plus state disability insurance.
90% of your $1,000.00 weekly wage under State Disability Insurance (SDI) and Paid Family Leave (PFL).
Waiting period: None for PFL. SDI has a 7-day unpaid waiting period per disability claim.
Figures effective: January 1, 2026. The maximum weekly benefit and the 90 percent threshold reset every January 1 with the state average weekly wage.
Official calculator and claim filing: California Employment Development Department (EDD).
Estimates only, not legal, tax, or benefits advice. The state agency calculates the actual benefit from the wages your employers reported, and caps change at least once a year; confirm the current figures before you plan around them.
How much does California PFL and SDI pay in California?
State Disability Insurance (SDI) and Paid Family Leave (PFL) pay 90 percent of your average weekly wage if it is $1,252.30 or less (70 percent of the state average weekly wage of $1,789), otherwise 70 percent, up to $1,765 a week. A worker on $1,500 a week receives about $1,127.07, 75 percent of pay. Benefits run for up to 52 weeks for your own disability and 8 weeks for family leave, counted separately. Waiting period: none for PFL. SDI has a 7-day unpaid waiting period per disability claim. To qualify you need at least $300 in SDI-covered wages in the base period, with no minimum tenure. The program is funded by a 1.3 percent employee payroll deduction on all wages; employers pay nothing. The cap and the 90 percent threshold reset every January 1. Figures effective January 1, 2026, checked September 14, 2026.
How is the California weekly benefit calculated?
State Disability Insurance (SDI) and Paid Family Leave (PFL) pay 90 percent of your average weekly wage if it is $1,252.30 or less (70 percent of the state average weekly wage of $1,789), otherwise 70 percent, up to $1,765 a week. The state works out your average weekly wage from the wages your employers reported for the base period, not from your current pay stub, so a recent raise or a change of hours may not be reflected yet.
Three examples with the current figures. A California worker earning $800 a week receives about $720, which is 90 percent of pay. At $1,500 a week the benefit is $1,127.07, or 75 percent. At $3,000 a week it is $1,765, because the $1,765 weekly maximum applies, or 59 percent. Anyone earning about $2,530 a week or more in California receives the maximum, so the share of pay replaced keeps falling as wages rise above that. The weekly floor is $50.
| Average weekly wage | Estimated weekly benefit | Share of wage replaced |
|---|---|---|
| $800 | $720 | 90% |
| $1,500 | $1,127.07 | 75% |
| $3,000 | $1,765 (maximum) | 59% |
How many weeks does California PFL and SDI pay?
SDI pays up to 52 weeks for your own disability, including pregnancy; PFL pays up to 8 weeks in a 12-month period for bonding, caregiving, or a military exigency. The two run separately, so a birth parent commonly stacks SDI and then PFL. The calculator caps the weeks you enter at the limit for the leave type you choose and shows the total, so you can see at a glance what 52 weeks would be worth at your wage.
Waiting period: None for PFL. SDI has a 7-day unpaid waiting period per disability claim. Where a program has an unpaid first week, most employers let you cover it with sick leave or PTO, and several states require them to allow it if you ask.
Who qualifies for California PFL and SDI?
At least $300 in wages subject to SDI withholding during the base period (roughly 5 to 18 months before the claim). No minimum tenure with the employer.
Who pays for it: Employees pay 1.3 percent of all wages in 2026, with no taxable wage ceiling. Employers pay nothing toward SDI or PFL. The benefit itself comes from the state fund or an approved private plan, not from your employer's payroll, which is why it continues if you change jobs during the base period and why it is separate from any company parental or sick leave you also have.
Is your job protected while you receive California PFL and SDI?
SDI and PFL pay money only. Job protection comes from the federal FMLA and the California Family Rights Act (CFRA, employers with 5 or more employees), which run alongside the benefit.
The state job-protection law that applies in California: California Family Rights Act: 12 weeks per year, employers with 5 or more (Gov. Code 12945.2). Pregnancy Disability Leave: up to 4 months, employers with 5 or more (Gov. Code 12945). The federal FMLA adds 12 weeks of unpaid, job-protected leave for employees with 12 months of service and 1,250 hours at an employer with 50 or more employees, and where both apply the paid benefit and the FMLA run at the same time rather than back to back.
When do the California figures change?
The maximum weekly benefit and the 90 percent threshold reset every January 1 with the state average weekly wage. The figures on this page took effect on January 1, 2026 and were checked on September 14, 2026 against the amounts published by California Employment Development Department (EDD). Statute: Cal. Unemp. Ins. Code 2601 ff. (Disability Insurance) and 3300 ff. (Paid Family Leave).
Estimates only, not legal, tax, or benefits advice. Each state agency calculates the actual benefit from wages your employers reported, and caps, formulas, and contribution rates change at least once a year. Confirm the current figures with the agency named on the page before you plan around them. Sources: California Employment Development Department (EDD) (https://edd.ca.gov/en/disability/); Cal. Unemp. Ins. Code 2601 ff. (Disability Insurance) and 3300 ff. (Paid Family Leave); IRS Revenue Ruling 2025-4. Figures effective January 1, 2026, checked September 14, 2026.
Frequently asked questions
- How much does California PFL and SDI pay per week?
- 90 percent of your average weekly wage if it is $1,252.30 or less (70 percent of the state average weekly wage of $1,789), otherwise 70 percent, up to $1,765 a week. At $1,500 a week that is about $1,127.07; the maximum is $1,765 for claims from January 1, 2026.
- How long can I be paid under California PFL and SDI?
- SDI pays up to 52 weeks for your own disability, including pregnancy; PFL pays up to 8 weeks in a 12-month period for bonding, caregiving, or a military exigency. The two run separately, so a birth parent commonly stacks SDI and then PFL.
- Is there a waiting period for California PFL and SDI?
- None for PFL. SDI has a 7-day unpaid waiting period per disability claim.
- Who pays for California PFL and SDI?
- Employees pay 1.3 percent of all wages in 2026, with no taxable wage ceiling. Employers pay nothing toward SDI or PFL.
- Are California paid leave benefits taxable?
- Under IRS Revenue Ruling 2025-4, family leave benefits (bonding, caregiving, military exigency) are taxable income and the state or its insurer reports them. Medical leave benefits for your own condition are taxable only in proportion to the share of the premium your employer paid; the part attributable to your own after-tax contributions is not. Your state agency issues the tax form and can tell you which rule applied to your claim.
About the author

Blasko Sarcevic
Founder, Time-Out Zone
Connect on LinkedInBlasko writes about leave management, policy design, and running time-off operations at scale.
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