New Jersey Paid Leave Calculator: NJ TDI and FLI Benefits (2026)

How much do NJ TDI and FLI pay in New Jersey?

Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) pay 85 percent of your average weekly wage, capped at $1,119 a week in 2026 for both TDI and FLI. A worker on $1,500 a week receives about $1,119, 75 percent of pay. Benefits run for up to 26 weeks for your own disability and 12 weeks for family leave, counted separately. Waiting period: none for FLI. TDI has a 7-day waiting period that is paid retroactively once the disability lasts more than 3 weeks. To qualify you need 20 base weeks of $310 or more, or $15,500 in New Jersey wages, in the base year. The program is funded by employee deductions of 0.23 percent for FLI and 0.19 percent for TDI on the first $171,100 of wages, plus an employer TDI rate. The cap, the base-week amount, and the rates reset every January 1. Figures effective January 1, 2026, checked September 14, 2026.

How is the New Jersey weekly benefit calculated?

Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) pay 85 percent of your average weekly wage, capped at $1,119 a week in 2026 for both TDI and FLI. The state works out your average weekly wage from the wages your employers reported for the base period, not from your current pay stub, so a recent raise or a change of hours may not be reflected yet.

Three examples with the current figures. A New Jersey worker earning $800 a week receives about $680, which is 85 percent of pay. At $1,500 a week the benefit is $1,119, or 75 percent. At $3,000 a week it is $1,119, because the $1,119 weekly maximum applies, or 37 percent. Anyone earning about $1,320 a week or more in New Jersey receives the maximum, so the share of pay replaced keeps falling as wages rise above that. There is no weekly minimum.

How many weeks do NJ TDI and FLI pay?

TDI pays up to 26 weeks for your own disability, including pregnancy recovery. FLI pays up to 12 consecutive weeks (or 56 individual days taken intermittently) in a 12-month period for bonding or caregiving. The two run separately. The calculator caps the weeks you enter at the limit for the leave type you choose and shows the total, so you can see at a glance what 26 weeks would be worth at your wage.

Waiting period: None for FLI. TDI has a 7-day waiting period that is paid retroactively once the disability lasts more than 3 weeks. Where a program has an unpaid first week, most employers let you cover it with sick leave or PTO, and several states require them to allow it if you ask.

Who qualifies for NJ TDI and FLI?

At least 20 base weeks (weeks earning $310 or more in 2026) or $15,500 in covered New Jersey wages in the base year.

Who pays for it: Employees pay 0.23 percent for FLI (maximum $393.53) and 0.19 percent for TDI (maximum $325.09) on the first $171,100 of wages in 2026; employers also pay a TDI rate of 0.10 to 0.75 percent on the first $44,800. The benefit itself comes from the state fund or an approved private plan, not from your employer's payroll, which is why it continues if you change jobs during the base period and why it is separate from any company parental or sick leave you also have.

Is your job protected while you receive NJ TDI and FLI?

TDI and FLI pay money only. Job protection comes from the federal FMLA and the New Jersey Family Leave Act (employers with 30 or more employees, family leave only).

The state job-protection law that applies in New Jersey: New Jersey Family Leave Act: 12 weeks per 24 months for bonding or family care (not own health), employers with 30 or more (N.J.S.A. 34:11B). The federal FMLA adds 12 weeks of unpaid, job-protected leave for employees with 12 months of service and 1,250 hours at an employer with 50 or more employees, and where both apply the paid benefit and the FMLA run at the same time rather than back to back.

When do the New Jersey figures change?

The cap, the base-week amount, and the contribution rates reset every January 1. The figures on this page took effect on January 1, 2026 and were checked on September 14, 2026 against the amounts published by New Jersey Department of Labor, Division of Temporary Disability and Family Leave Insurance. Statute: N.J.S.A. 43:21-25 ff. (Temporary Disability Benefits Law).