Rhode Island Paid Leave Calculator: RI TDI and TCI Benefits (2026)

How much do RI TDI and TCI pay in Rhode Island?

Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) pay 4.62 percent of the wages paid to you in the highest quarter of your base period, which is about 60 percent of a steady weekly wage, between a $148 floor and a $1,150 cap for claims from July 1, 2026 (up to $1,552 with dependents). A worker on $1,500 a week receives about $900.90, 60 percent of pay. Benefits run for up to 30 weeks for your own health condition, 8 weeks for family leave, and 30 weeks combined. Waiting period: none since 2012, but you must be certified out of work for at least 7 consecutive days. To qualify you need Rhode Island wages above the annual minimum the Department of Labor and Training publishes, plus a provider's certification for TDI. The program is funded by a 1.1 percent employee payroll deduction on the first $100,000 of wages; employers pay nothing. The cap and the floor reset every July 1. Figures effective July 1, 2026, checked September 14, 2026.

How is the Rhode Island weekly benefit calculated?

Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) pay 4.62 percent of the wages paid to you in the highest quarter of your base period, which is about 60 percent of a steady weekly wage, between a $148 floor and a $1,150 cap for claims from July 1, 2026 (up to $1,552 with dependents). The state works out your average weekly wage from the wages your employers reported for the base period, not from your current pay stub, so a recent raise or a change of hours may not be reflected yet.

Three examples with the current figures. A Rhode Island worker earning $800 a week receives about $480.48, which is 60 percent of pay. At $1,500 a week the benefit is $900.90, or 60 percent. At $3,000 a week it is $1,150, because the $1,150 weekly maximum applies, or 38 percent. Anyone earning about $1,920 a week or more in Rhode Island receives the maximum, so the share of pay replaced keeps falling as wages rise above that. The weekly floor is $148.

How many weeks do RI TDI and TCI pay?

TDI pays up to 30 weeks in a benefit year (the exact duration is 36 percent of base-period wages divided by the weekly rate). TCI pays up to 8 weeks for bonding or caregiving from January 1, 2026, and those weeks reduce the TDI weeks available. The calculator caps the weeks you enter at the limit for the leave type you choose and shows the total, so you can see at a glance what 30 weeks would be worth at your wage.

Waiting period: None since 2012, but you must be certified out of work for at least 7 consecutive days. Where a program has an unpaid first week, most employers let you cover it with sick leave or PTO, and several states require them to allow it if you ask.

Who qualifies for RI TDI and TCI?

Rhode Island wages in the base period above the minimum the Department of Labor and Training publishes each year, and a qualified healthcare provider's certification for TDI.

Who pays for it: Employees pay 1.1 percent of the first $100,000 of wages in 2026. Employers pay nothing. The benefit itself comes from the state fund or an approved private plan, not from your employer's payroll, which is why it continues if you change jobs during the base period and why it is separate from any company parental or sick leave you also have.

Is your job protected while you receive RI TDI and TCI?

TCI protects the job: you must be restored to the position you held, with seniority and benefits intact. TDI pays money only; job protection during your own disability comes from the FMLA and the Rhode Island Parental and Family Medical Leave Act.

The state job-protection law that applies in Rhode Island: Parental and Family Medical Leave Act: 13 weeks per 2 years, employers with 50 or more (R.I. Gen. Laws 28-48). The federal FMLA adds 12 weeks of unpaid, job-protected leave for employees with 12 months of service and 1,250 hours at an employer with 50 or more employees, and where both apply the paid benefit and the FMLA run at the same time rather than back to back.

When do the Rhode Island figures change?

The cap (based on the prior year's state average weekly wage) and the floor (based on the minimum wage) reset every July 1; the dependency allowance adds the greater of $20 or 7 percent per dependent, up to five. The figures on this page took effect on July 1, 2026 and were checked on September 14, 2026 against the amounts published by Rhode Island Department of Labor and Training. Statute: R.I. Gen. Laws Chapters 28-39 to 28-41.